Would you Buy a Home Without Ever Seeing it in Person?

excitement and questions

Would you buy a car without test driving it?

Would you buy an engagement ring without seeing the diamond?

Would you buy a home without ever seeing it in person? 

Even with today’s technologies that give you an idea of what you are looking at, it just isn’t the same as seeing it with your own eyes.

Wouldn’t you agree?

So why on earth would you purchase a property and not have ahome inspection?

Isn’t it the same as buying it without seeing it?

The home inspection can uncover items that may not be visible on a video stream or even in person, sometimes.

Especially if there is radon, termites, moisture or air leak issues, wouldn’t you want to know before moving your family into the place?

 

Just curious.

Visit our website at http://www.ihihomeinspections.com to book your Atlanta home inspection today!

http://www.youtube.com/user/ihihomeinspections?feature=guide .

To read our maintenance tips visit http://www.ahomeinspectoratlantaga.com, and

to book an inspection online visit our website http://www.ihihomeinspections.com .

We look forward to working with clients and agents during the real estate process. Experience the IHI Difference. 404-788-2581

 

Cluttered Gutter Maintenance tips with the Atlanta Home Inspector, David Lelak

How often do you clean your gutters? It is not uncommon for the Atlanta Home Inspector to find cluttered gutters, particularly this time of the year. There are many reasons to clear the gutters of debris. Not only will the curb appeal increase, but the overall integrity of the home can be enhanced.

It is a good idea to schedule regular maintenance and up-keep on your home’s gutters. Here are a few pointers to consider when tackling the task:

Ensure that you have a stable ladder before beginning and a bucket or garbage bags to collect the mess. Scoop the debris from the gutter either by hand or with the aid of a garden tool. Sometimes it is difficult to remove sticks or thick dirt clods from the gutter. If necessary, use a hose to wet down the goop. Take care to not damage the gutter in the process. The hose can also help to flush out the downspouts. Again, be cautious. Don’t turn the water pressure to full-blast, or there could be a catastrophe when the downspouts and gutters crash to the ground! If you are comfortable walking on the roof, the cleaning process can be achieved from above the gutter, using a leaf blower. This is typically the method that professional gutter cleaning companies use.

Whether or not a professional is hired to clean the gutters, isn’t important ~ the main objective is that they are cleared by someone on a routine basis so that the build- up of muck doesn’t cause damage to the home. The debris can dam-up the gutter making water spill over the sides, leaking onto the home’s siding, or into the roof. It can also attract myriads of bugs and allow spoors to grow.

Do us a favor if you or someone you know is about to buy that perfect home, please recommend us to them. When you find your dream home, make sure that you get a thorough home inspection in Atlanta, GA from the home inspector Atlanta, GA, David Lelak of IHI Home Inspections, serving  Atlanta and all of North Georgia. Call us today at 404-788-2581 for a thorough home inspection in Atlanta. We won’t let you buy the money pit. You can also schedule your Atlanta home inspection today online. We create Peace of Mind One Atlanta home inspection at a time. Be sure to check out all the other reasons other customers chose IHI Home Inspectionsgutter clutter for blog at our original website.

Mortgage Rates Influenced, But Not Set by the Federal Open Market Committee

Comparing the 30-year fixed versus the Fed Funds Rate

 

The Federal Open Market Committee  can influence mortgage rates but not set them. Mortgage rates are set by Wall Street.

Meeting today, the Federal Open Market Committee will vote on monetary policies that will affect Atlanta home buyers, Atlanta mortgage lenders, and Atlanta home inspectors. Most likely, mortgage rates are going to change.

The 12-person sub-committee within the Federal Reserve votes on the nation’s monetary policy. Led by Federal Reserve Chairman Ben Bernanke, the FOMC’s most prominent role is as steward for the Fed Funds Rate.

The Fed has said repeatedly that it intends to keep the Fed Funds Rate near 0.000. Unfortunately, this doesn’t mean that Atlanta mortgage rates will remain low as well. That all depends on Wall Street.

As proof that the Fed Funds Rate is distinct from mortgage rates, consider that, since 2000, the difference between the Fed Funds Rate and the average, 30-year fixed rate mortgage rate has been as wide as 5.25% and as narrow at 0.50%.

If the Fed Funds Rate was tied to mortgage rates, the chart at right would be linear.

After its meetings, the FOMC issues a standard press release to the public which reflects the group’s overall economic outlook. When the FOMC statement is generally “positive”, mortgage rates tend to rise in response. This is because investors often assume more risk in an improving economy and this can harm bond market prices — including those for mortgage-backed bonds.

Conversely, when the Fed is generally negative in its statement, mortgage rates can improve.

Since the FOMC’s last meeting, there has been little about which to be negative with the U.S. economy. Housing and manufacturing are improving; employment is higher; and global markets are regaining their respective footing. The Fed may make note of it. Or, it may not.

Regardless, mortgage rates are expected to move so consider locking your mortgage rate ahead of today’s 2:15 PM ET statement.

Do us a favor if you or someone you know is about to buy that perfect home, please recommend us to them. When you find your dream home, make sure that you get a thorough home inspection in Atlanta, GA from the home inspector Atlanta, GA, David Lelak of IHI Home Inspections, they serve Atlanta and all of North Georgia. Call us today at 404-788-2581 for a thorough home inspection in Atlanta. We won’t let you buy the money pit.  You can also schedule your Atlanta home inspection today online.  We create Peace of Mind One Atlanta home inspection at a time.  Be sure to check out all the other reasons other customers chose IHI Home Inspections at our original website. 

 

 

 

Now is the Time to Purchase a Fixer-Upper

 It’s a great time to be in the market for a fixer-upper. Buying an Atlanta area home that needs some work can allow you to achieve your dream home for less than you would probably

pay for a move-in-ready abode. While the rates and prices are low, it is a great opportunity to invest in a renovation project that can yield more return for you down the road. Make

sure that you schedule an Atlanta home inspection professional to assess and report on the home’s findings, even if the home is being sold “as is”.  This way you will know what

renovations you will need to plan for now, and which you will need to plan for in the future.

It pays to take a look at your credit before you buy and begin your remodel. You’ll not only need credit to cover the purchase price of the house, but you’ll need it for renovation

expenses as well. Websites like www.creditreport.com can help you understand your credit. Understanding your credit will help you know whether or not you can afford to buy a house

that needs work and if you’ll be able to pay for the needed renovations.

You should also carefully research what your options are for financing your remodel. Learn what your options are, from traditional fixed mortgages to home equity lines of credit, and

decide before you buy which type of financing will be best for you. Getting a handle on your financing before you buy can help ensure you stay on budget when you’re in the middle of

renovations. If you do not have a mortgage lender, your Atlanta Real Estate professionals can provide a list of reputable lenders in your area.

When you’ve got a clear picture of your credit status and financing options, you can start looking at fixer-uppers. When you find a good prospect, have your remodeling contractor walk

through the house with you so he can give you a rough estimate of what needs to be done and how much the work will cost.

If you’re buying a house that’s in basically good condition but just looks dated, you’ll have to make some decisions about where to invest your money. Focus on improvements that will

not only look good, but will also enhance the value of your home. Resources like Remodeling Magazine’s Cost vs. Value report can give you a good idea of how much of your original

investment you’ll recoup on different remodeling projects at the time of resale.

Once you’ve signed all the paperwork and the house is yours, it’s time to get to work. If you’re handy, you may be able to save money by doing some of the renovation work yourself.

Projects like painting, adding crown molding and even putting down new flooring are well within the skills of most do-it-yourselfers. More complex projects like drywall, plumbing or

electrical work may be best left to professionals.

Whether you do the work yourself, or hire contractors, you’ll need to carefully manage all aspects of the renovation to ensure your remodel stays on budget. The excitement of

remodeling a house into your dream home can make it easy to get carried away on spending. Keep in mind that remodeling estimates are just that – an estimate. The final tab is rarely

exactly what your contractor predicted it would be. Build in at least 10 percent extra to cover emergency overruns, and avoid making any unnecessary changes to the plans while the

project is underway.

Do us a favor if you or someone you know is about to buy that perfect home, please recommend us to them. When you find your dream home, make sure that you get a thorough

home inspection in Atlanta, GA from the home inspector Atlanta, GA, David & Bonnie Lelak of IHI Home Inspections, they serve Atlanta and all of North Georgia. Call us today at 404-

788-2581 for a thorough home inspection in Atlanta. We won’t let you buy the money pit.  You can also schedule your Atlanta home inspection today online.  We create Peace of Mind

One Atlanta home inspection at a time.  Be sure to check out all the other reasons other customers chose IHI Home Inspections at our original website. 

 

Good News For Allergy Sufferers Linked to Environmentally Safe Products

   According to the EPA inside air is more polluted than outside air. Paints and finishes are considered one of the top 5 hazards to human health. Low level toxins are released not only upon application of paint, but also for years after the fact. Volatile Organic Compounds or VOC’s  were thought to be essential to the paints performance. However, low VOC and zero VOC paints and finishes have now been developed.

 The safest paints and finishes are those that are made naturally. Water based natural paints do not emit smell- this is good news for allergy sufferers. Oil based natural paints usually emit citrus or essential oil fragrance. 

 Natural paints and finishes are made from raw plant ingredients: oils, resins, dyes.  Essential oils and water are also ingredients.  There are also natural mineral ingredients such as milk casein, clay, bees’wax, earth and natural latex.  

When choosing the “greenest” paint (not in color, but in natural form) it is best to research your choices to arrive at the best decision for your own environment. There are so many choices available to consumers and contractors today that deciding on a healthy and environmentally sound product is much easier than in the past.

When you find your dream home, make sure that you get a thorough Atlanta home inspection from the Atlanta home inspector, David & Bonnie Lelak of IHI Home Inspections, they serve Canton, Alpharetta, Roswell, Cumming, Woodstock, Atlanta and all of North Georgia. Call us today at 404-788-2581 for a thorough home inspection in Atlanta. We won’t let you buy the money pit.  You can also schedule your Atlanta home inspection today online.  We create Peace of Mind One Atlanta home inspection at a time.  Be sure to check out all the other reasons other customers chose IHI Home Inspections at our original website. 

The choice is yours, “Cheap Charlie” or “Thorough David” you decide.  If you want a thorough Atlanta home inspection for a reasonable price call us today at 404-788-2581, you’ll be glad you did.

Services Provided: Atlanta Home Inspections, Home Inspection Atlanta, Atlanta Home Inspections, Radon Gas Testing, Radon Inspections Pool & Spa Inspections, Infrared Inspections, 5 Star Protection Inspections, Moisture and Leak Detection Inspections.

Value Added Features

  • I walk the roof on 99% of homes – most inspectors don’t!
  • No Risk Home Inspections – Ask about our 200% Guarantee
  • 24/7 Convenient Online scheduling
  • Recall Check – appliances checked for manufacturer recalls NEW Service now being offered!
  • Discounts available for Military and 2nd Inspections
  • Radon Gas 48-Hour continuous testing available

We also provide State of the Art Thermal Imaging Services:

  • Got a leak you can’t find – we detect hidden leaks behind your walls!
  • Are you losing heating and cooling dollars – find out where with an Energy Scan!
  • Worried about your electric panel overheating – check it with an Electrical Scan! 
  • Know a business owner with flat roof issues, repairs or about to be replaced – we can possibly save them thousands with Commercial Roof Scanning!

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